Life insurance is still in the stone age

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Many people today dismiss the idea of ​​life insurance. Although they know they need it, they have a preconceived idea that it is unaffordable and unattainable. One contributing factor is that there are no online outlets that just give you the rates you’re looking for, instead asking you to fill out a long page of private information only to have to wait for rates and a phone call from an agent. insistent insurance Although there are a few sites on the web for people to manage their own rates and view them in the privacy of their home without the intrusion of an insurance agent, these sites are few and far between. Why is this so?

With all the term life insurance policies on the market that can fit into anyone’s budget, why do people still think they can’t afford it? Because it is in the way this insurance is being presented and marketed. Unlike the health insurance industry, the term insurance industry is behind the internet marketing and does not have real time rates available for the public to see how they can meet this need within a budget with instant rates. Affordable health insurance rates are found all over the net and easy to get, as most term insurance is still sold in-house by insurance agents. People would rather go without life insurance than have a pushy insurance agent at their home.

This insurance industry is still in the stone age when it comes to bringing affordable insurance rates to the public. People from California to Pennsylvania, North Dakota to Texas are doing millions of searches online for life insurance rates and finding nothing. I see a big change in this insurance industry in the next few years with the trend shifting to public marketing using the internet to show how affordable this insurance is and how easily it can fit into the average family budget. There will come a time when if you do a Google search for, say, Texas Life Insurance, you will have a multitude of sites to choose from to get the information you are looking for without the hassle of an aggressive insurance agent harassing you day in and day out. . One day, it won’t matter if you’re in San Diego, Houston, Dallas, or even New York, the time is coming where, no matter where you are, you’ll be able to see if term insurance fits your budget and buy a line. without an agent

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